Personal Finance

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5 Reasons Why Your Credit Score Dropped Out of the Blue

You pay your credit card accounts on time each month. You never miss a mortgage payment. You haven’t run up loads of debt. So why did your credit score suddenly …

Credit Cards

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How to Reduce the Costs of a Cash Advance

If you’re short on funds but need access to cash right away, using your credit card for a cash advance might seem like the easiest way out. Unfortunately, getting a …

Frugal Living

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Ask the Readers: Do You Belong to Any Loyalty Programs?

If there are certain stores, brands, or products that you really like or use often, it makes sense to sign up for their loyalty program. Loyalty programs allow you to …