Why It Pays to Wait Before Applying for a New Rewards Card
When I got my first credit card, the only incentive I was offered was a two-liter bottle of soda. That was enough to get me to pause at the table …
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When Should You Pay a Credit Card Convenience Fee?
One of the great things about credit cards is that consumers typically don’t have to pay for the convenience of using them at the point of sale. You usually swipe …
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Does Your Teenager Really Need a Credit Card?
Giving your teenager a credit card may seem like a scary proposition, but it could be the safest way to teach them about credit. Credit expert John Ulzheimer says it’s …
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How to Get Your First Credit Card and Build Credit
When my husband wanted to propose to me, we were just finishing up college. He went to a jewelry store at the mall and picked out the prettiest engagement ring …
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How to Calculate the Value of Your Credit Card Rewards
Earning credit card rewards is a great way to offset the cost of purchases you already make. But it’s worth calculating just how much those rewards are worth if you …
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The Best Secured Credit Cards
Secured credit cards have a bad reputation, and most of these products deserve it. Too often, the companies that offer secured cards do so to prey on those with poor …
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6 Things to Consider Before Making a Big Purchase for Rewards Points
It can be thrilling to chase credit card rewards. When you use a travel rewards credit card, you earn points and miles that you can redeem for a free trip. …
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2-Minute Guide: How to Use Balance Transfers to Pay Off Credit Card Debt
Balance transfer credit cards can help you get out of debt, once you know a few things. Take a couple of minutes to learn the basics about what they are …
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Re-Age Your Credit Card Debt to Protect Your Credit Score
Re-aging a delinquent credit card account can be a great way to wipe out payment errors in your past, or it can be a way to reanimate debts that you …
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How to Ease into Credit Card Rewards After Debt Repayment
Imagine you’ve just paid off a boatload of debt after months, or years, of struggle. Now that you’re finally debt-free, you have extra cash to spend each month and your …
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