
This Is Why Your Credit Limit Was Lowered
Credit card companies have the freedom to raise or lower your credit limits as they see fit. If you’ve been a long-standing customer who’s always paid your bills on time, …
Read MoreA Personal Finance Website
Credit card companies have the freedom to raise or lower your credit limits as they see fit. If you’ve been a long-standing customer who’s always paid your bills on time, …
Read MoreYou’re nearing retirement. Once you hit this milestone, you won’t have any reason to worry about your credit score, right? Not exactly. Maybe you expect to have your auto loan …
Read MoreMany factors can impact your credit score, but is education one of them? In short, no. Education does not directly affect your credit score. Whether you have a Ph.D or …
Read MoreAnybody can go into debt, quickly. Giving into impulse buys is only a swipe away with plastic in your pocket. It’s easy to lose track of how much you’re spending, …
Read MoreBalance transfers can be a practical and effective way to tackle your credit card debt. Simply, you transfer your high-interest credit card debt to a card with a lower rate. …
Read MoreThere’s no shortage of attractive offers for new credit cards. The credit card industry is extremely competitive, and you are likely to come across advertising for new cards on television, …
Read MoreThis is not about laying the guilt on you as a parent (there’s already plenty of that to go around). However, you need to know that bad credit not only …
Read MoreThe idea of evaluating a person’s creditworthiness goes back as early as 1899, when Equifax (originally called Retail Credit Company) would keep a list of consumers and a series of …
Read MoreWhether you’ve filed Chapter 7 or 11, bankruptcy is not ideal — but it’s also not the end of the world. You’ve made some monetary missteps along the way, sure, …
Read MoreGiving your kid access to your credit card account might make you squirm, but there are some good reasons to do it. Teens need to be educated about credit before …
Read More