5 Credit Card Mistakes to Get Over by Age 30
Your 30th birthday is fast approaching. There’s no denying it now: You’re an adult. But when it comes to those credit cards in your wallet, are you still acting like …
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The Millennials Guide to Avoiding Credit Card Debt
Americans owe billions of dollars in credit card debt, and the high interest rates that come with it can lead to a debt spiral that is very challenging to overcome. …
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How to Boost Your Credit With a Balance Transfer
Balance transfers can be a practical and effective way to tackle your credit card debt. Simply, you transfer your high-interest credit card debt to a card with a lower rate. …
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9 Actions to Take When You’re Denied a Credit Limit Increase
Ready to make a big purchase just to have your credit limit increase denied? How rude! Don’t worry: There are a few ways around this letdown with a little financial …
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How to Close a Credit Card Without Dinging Your Credit Score
It might seem like common sense to think that individuals would be rewarded (or at least not penalized) for closing a credit card. Doesn’t it show good credit sense? Whether …
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5 Myths About Credit Cards That Won’t Go Away
The idea of evaluating a person’s creditworthiness goes back as early as 1899, when Equifax (originally called Retail Credit Company) would keep a list of consumers and a series of …
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How a Surprise Credit Limit Increase Can Harm You
The email can catch you by surprise: You get a message from a bank telling you that your credit limit has increased. Banks routinely check the financial health of their …
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