A Personal Finance Website
Credit card companies have the freedom to raise or lower your credit limits as they see fit. If you’ve been a long-standing customer who’s always paid your bills on time, …
This Is Why Your Credit Limit Was Lowered Read More
You’re nearing retirement. Once you hit this milestone, you won’t have any reason to worry about your credit score, right? Not exactly. Maybe you expect to have your auto loan …
5 Surefire Ways to Maintain a Good Credit Score in Retirement Read More
Many factors can impact your credit score, but is education one of them? In short, no. Education does not directly affect your credit score. Whether you have a Ph.D or …
3 Ways Education Can Impact Your Creditworthiness Read More
Anybody can go into debt, quickly. Giving into impulse buys is only a swipe away with plastic in your pocket. It’s easy to lose track of how much you’re spending, …
Don’t Carry a Balance? Here’s Why You Still Need a Credit Card Read More
Balance transfers can be a practical and effective way to tackle your credit card debt. Simply, you transfer your high-interest credit card debt to a card with a lower rate. …
How to Boost Your Credit With a Balance Transfer Read More
There’s no shortage of attractive offers for new credit cards. The credit card industry is extremely competitive, and you are likely to come across advertising for new cards on television, …
5 Questions to Ask Before Signing Up for a New Credit Card Read More
This is not about laying the guilt on you as a parent (there’s already plenty of that to go around). However, you need to know that bad credit not only …
How Your Bad Credit Can Impact Your Kids Read More
The idea of evaluating a person’s creditworthiness goes back as early as 1899, when Equifax (originally called Retail Credit Company) would keep a list of consumers and a series of …
5 Myths About Credit Cards That Won’t Go Away Read More
Whether you’ve filed Chapter 7 or 11, bankruptcy is not ideal — but it’s also not the end of the world. You’ve made some monetary missteps along the way, sure, …
How to Bounce Back From a Bankruptcy Read More
Giving your kid access to your credit card account might make you squirm, but there are some good reasons to do it. Teens need to be educated about credit before …
4 Reasons to Add Your Teen as an Authorized User on Your Credit Card Read More