A Personal Finance Website
Your 30th birthday is fast approaching. There’s no denying it now: You’re an adult. But when it comes to those credit cards in your wallet, are you still acting like …
5 Credit Card Mistakes to Get Over by Age 30 Read More
Americans owe billions of dollars in credit card debt, and the high interest rates that come with it can lead to a debt spiral that is very challenging to overcome. …
The Millennials Guide to Avoiding Credit Card Debt Read More
Balance transfers can be a practical and effective way to tackle your credit card debt. Simply, you transfer your high-interest credit card debt to a card with a lower rate. …
How to Boost Your Credit With a Balance Transfer Read More
Ready to make a big purchase just to have your credit limit increase denied? How rude! Don’t worry: There are a few ways around this letdown with a little financial …
9 Actions to Take When You’re Denied a Credit Limit Increase Read More
It might seem like common sense to think that individuals would be rewarded (or at least not penalized) for closing a credit card. Doesn’t it show good credit sense? Whether …
How to Close a Credit Card Without Dinging Your Credit Score Read More
The idea of evaluating a person’s creditworthiness goes back as early as 1899, when Equifax (originally called Retail Credit Company) would keep a list of consumers and a series of …
5 Myths About Credit Cards That Won’t Go Away Read More
The email can catch you by surprise: You get a message from a bank telling you that your credit limit has increased. Banks routinely check the financial health of their …
How a Surprise Credit Limit Increase Can Harm You Read More