A Personal Finance Website
Many factors can impact your credit score, but is education one of them? In short, no. Education does not directly affect your credit score. Whether you have a Ph.D or …
3 Ways Education Can Impact Your Creditworthiness Read More
Our parents taught us many of life’s important lessons, but did they adequately prepare us for smart credit card use? Maybe not. Here are six credit card lessons your parents …
6 Important Credit Card Lessons Your Parents Didn’t Teach You Read More
One of the smartest — and easiest — ways to earn more credit card rewards is to charge as many regular bills as makes sense. By using credit instead of …
Should You Pay Your Bills With a Credit Card? Read More
It’s difficult to overstate how important your credit record and credit score are. Not only will good credit enable you be approved for the most attractive credit cards, it’s vital …
6 Credit Card Mistakes That Could Be Ruining Your Credit Read More
Shop at enough chain retailers and you’ll eventually be offered a chance to apply for a store credit card. Often it comes with a tempting discount on your purchase, and …
Should You Sign Up for That Store Credit Card? Read More
There are few things as rewarding as a generous sign-up bonus. Credit card issuers offering you hundreds of dollars worth of points, miles, or just plain cash back can seem …
Don’t Make These 6 Credit Card Sign-Up Bonus Mistakes Read More
For many people, credit cards are simply a payment method. But savvy users take advantage of the additional benefits and services that only credit cards offer. A credit card may …
7 Ways to Save Loads of Money Using Credit Cards Read More
It’s hard for many of us to talk about money. Money conversations can be stressful and awkward, and you may be tempted to just stay mum on the subject. However, …
7 Money Conversations Parents Should Have With Their Adult Kids Read More
Americans enjoy Christmas so much, that they often get carried away. It’s one thing to go all-out decorating a tree or preparing the ultimate Christmas dinner, but some take the …
How to Use Credit Cards Responsibly During the Holidays Read More
Don’t let the success of Cyber Monday fool you: Black Friday is still a massive holiday spending day. According to the National Retail Federation, over 154 million consumers shopped over …
11 Ways to Prepare for Your Best Black Friday Read More